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Understanding The Flexibility Of Chapter 13 Bankruptcy

There are many myths and misconceptions about what Chapter 13 bankruptcy can and cannot do. Unfortunately, misinformation often causes people to delay speaking with a lawyer about their true financial relief options. For instance, many people incorrectly believe that a Chapter 13 consolidates debts and requires them to fully pay off each obligation. However, a Chapter 13 usually proposes a plan to pay missed mortgage payments, missed vehicle payments, if necessary, missed real estate taxes, federal and state taxes that are three (3) or less years old and usually lowers vehicle payments as well as other personal loans having collateral or co-signers. At the law office of Ricardo B. Casas in Hammond, Indiana, we will fully explain if Chapter 13 is the best option for you.
 
 
While this type of debt-relief protection involves a payment plan, the plan is based on a variety of factors directly tied to your unique circumstances. It is important for you to understand that creating a plan requires detailed analysis of your individual circumstances and goals. Attorney Ricardo B. Casas has more than 38 years of experience guiding people through the process to a debt-free future.
 
 
El abogado habla español.
The law office of Ricardo B. Casas is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.